A bit of this and a bit of that

Ever thought about how important insurance can be? Well, most of the time you pay into it and don’t need to claim, and it may feel like a waste of money. But recently, my wife bought a new phone, dropped it in the bathroom and that was the end of the phone. It was going to be an expensive affair, but someone told me to check if our household insurance covered us for that eventuality. Turned out it did! So we got the money back for the phone and are looking for a replacement. There are loads of different types of insurance policies around, from household and car insurance all the way to life and disability insurance. But one always needs to hope that they never need to claim for one of the latter!